With construction financing, it’s paramount to identify the right lending fit. We know our way around
bank financing and bridge construction loans. Maximum Lending enjoys long-standing relationships
with local lenders who can make fast decisions that benefits our clients.

• Access to local commercial banks and Wall Street real estate funds
• 72 hour pre-approval, 30-day close. Rates starting at 4.75250% (4.399% APR)
• Developer financing up to $45 million; loan-to-cost (LTC) up to 75%
• Residential construction financing for primary and second home up to $15 million
• Commercial bridge-reposition loans up to $20 million with loan-to-values (LTVs) up to 65%

Vacant land loans available up to $10 million.

Transaction Spotlight

The Situation

Maximum Lending recently closed on a $4 million spec construction loan in Irvine, CA with 50% lender loan-to-cost financing.

The Solution

We located a local correspondent bank willing to provide construction financing, despite our client’s limited US income. This non-recourse loan was cross-collateralized against the subject property, as well as two other income-producing homes.

The Loan Details

$4 million dollar construction loan

• 2-year term
• 7.000% APR
• Interest Only – interest paid only when money drawn
• No prepayment penalty
• 21-day close of escrow