{"id":1186,"date":"2016-04-19T18:21:50","date_gmt":"2016-04-19T18:21:50","guid":{"rendered":"http:\/\/maximumlending.com\/new\/?page_id=1186"},"modified":"2022-02-13T01:42:58","modified_gmt":"2022-02-13T01:42:58","slug":"30-year-fixed-rate-mortgages","status":"publish","type":"page","link":"https:\/\/maximumlending.com\/30-year-fixed-rate-mortgages\/","title":{"rendered":"30 Year Fixed Rate Mortgages"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1186\" class=\"elementor elementor-1186\">\n\t\t\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-cfa99c8 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"cfa99c8\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-355c27b\" data-id=\"355c27b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7d7007 elementor-widget elementor-widget-heading\" data-id=\"c7d7007\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">30 Year Fixed Rate Mortgages<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-inner-section elementor-element elementor-element-acf4a7f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"acf4a7f\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9e9642f\" data-id=\"9e9642f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eba17db elementor-align-center elementor-widget elementor-widget-button\" data-id=\"eba17db\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/maximumlending.com\/quick-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-19393ad\" data-id=\"19393ad\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3fc06f9 elementor-widget elementor-widget-image\" data-id=\"3fc06f9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/www.focusitinc.com\/focusit-blog\/focusit-is-now-a-soc-certified-service-organization\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"320\" height=\"293\" src=\"https:\/\/maximumlending.com\/wp-content\/uploads\/2021\/05\/soc-logo.png\" class=\"attachment-full size-full wp-image-6148\" alt=\"\" srcset=\"https:\/\/maximumlending.com\/wp-content\/uploads\/2021\/05\/soc-logo.png 320w, https:\/\/maximumlending.com\/wp-content\/uploads\/2021\/05\/soc-logo-300x275.png 300w, https:\/\/maximumlending.com\/wp-content\/uploads\/2021\/05\/soc-logo-13x12.png 13w\" sizes=\"(max-width: 320px) 100vw, 320px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-bac4293\" data-id=\"bac4293\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87eefc0 elementor-widget elementor-widget-image\" data-id=\"87eefc0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/seal.starfieldtech.com\/verifySeal?sealID=QVQlhR3CrtElxl8G1QOqkXj2KmiZwXop24aywfy46cHDMgcVlmv8pC3zHzsW\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"75\" src=\"https:\/\/maximumlending.com\/wp-content\/uploads\/2020\/10\/godaddy-badge-small.png\" class=\"attachment-full size-full wp-image-4949\" alt=\"\" srcset=\"https:\/\/maximumlending.com\/wp-content\/uploads\/2020\/10\/godaddy-badge-small.png 300w, https:\/\/maximumlending.com\/wp-content\/uploads\/2020\/10\/godaddy-badge-small-16x4.png 16w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-inner-section elementor-element elementor-element-37f8f03 elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37f8f03\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9b7d9b6\" data-id=\"9b7d9b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5cc57be elementor-widget elementor-widget-text-editor\" data-id=\"5cc57be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The 30-year fixed-rate mortgage is easily the most popular loan option available today. This loan option offers home buyers the opportunity to lock in a low interest rate, and as a result, a low monthly payment that won\u2019t change over the life of their loan. Stability makes budgeting easy!<\/p><p>A 30-year fixed-rate mortgage can also increase a homeowners\u2019 cash flow because of their low monthly payment compared with a 15-year fixed-rate mortgages higher payment. While homeowners can choose to make additional payments in order to pay the loan off faster, they will still have the 30-year option to fall back on.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-18b12bb\" data-id=\"18b12bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f24619 elementor-widget elementor-widget-image\" data-id=\"8f24619\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"300\" src=\"https:\/\/maximumlending.com\/wp-content\/uploads\/2016\/04\/30-year-fixed-rate-1.jpg\" class=\"attachment-full size-full wp-image-1499\" alt=\"\" srcset=\"https:\/\/maximumlending.com\/wp-content\/uploads\/2016\/04\/30-year-fixed-rate-1.jpg 500w, https:\/\/maximumlending.com\/wp-content\/uploads\/2016\/04\/30-year-fixed-rate-1-300x180.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-inner-section elementor-element elementor-element-d032068 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d032068\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e117b57\" data-id=\"e117b57\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb85311 elementor-widget elementor-widget-text-editor\" data-id=\"bb85311\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-size: 15px; font-style: normal; font-weight: 500; color: #1c1c1c;\"><span style=\"color: #3a3a3a; font-size: 1.66667rem; font-weight: inherit;\">What Are the Benefits of a 30-Year Fixed-Rate Mortgage?<\/span><\/p><p style=\"font-size: 15px; font-style: normal; font-weight: 500; color: #1c1c1c;\"><span style=\"font-style: inherit; font-weight: inherit; color: rgb(0, 0, 0);\">The 30-year fixed-rate mortgage is the perfect choice for homeowners planning on staying in their homes indefinitely. This loan option is a conventional loan, meaning that it\u2019s backed by Fannie Mae or Freddie Mac. The FHA Loan and VA Loan have options for 30-year fixed-rate mortgages available for those that qualify. With a 30-year fixed-rate homeowners can enjoy benefits such as:<\/span><\/p>\n<ul>\n<li>Easy qualification.<\/li>\n<li>Lower monthly payments.<\/li>\n<li>Ability to buy more house.<\/li>\n<li>Can make prepayments if so desired*.<\/li>\n<li>Good for those looking to invest money elsewhere.<\/li>\n<\/ul>\n<h3>How Does a 30-Year Fixed-Rate Mortgage Compare to a 15-Year Fixed-Rate Mortgage?<\/h3>\n<p>A 30-year fixed-rate mortgage comes with lower, more affordable monthly payments. This may allow them to afford more house. Homeowners can, however, expect to pay significantly more for the same house than had they opted for a 15-year fixed-rate because the cost of a mortgage is calculated as an annual interest rate and they are borrowing money for twice as long. Use our mortgage calculator to compare both mortgage options.<\/p>\n<p>If a 30-year fixed-rate mortgage sounds like the right fit for you, contact Maximum Lending at (949) 342-0610 or&nbsp;<a href=\"mailto:eldon@maximumlending.com\" target=\"_blank\" rel=\"noopener\">eldon@maximumlending.com<\/a>.<\/p>\n<p>*If prepayment penalties do not exist.<\/p>\n<p>\t<div class='apss-social-share apss-theme-1 clearfix '>\r\n\t\t\t\t\t\t\t\t\t\t<div class='apss-facebook apss-single-icon'>\r\n\t\t\t\t\t\t\t<a rel=\"nofollow\" title=\"Share on Facebook\" target=\"\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/maximumlending.com\/30-year-fixed-rate-mortgages\/\">\r\n\t\t\t\t\t\t\t\t<div class='apss-icon-block clearfix'>\r\n\t\t\t\t\t\t\t\t\t<i class='fab fa-facebook-f'><\/i>\r\n\t\t\t\t\t\t\t\t\t<span class='apss-social-text'>Share on Facebook<\/span>\r\n\t\t\t\t\t\t\t\t\t<span 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href='mailto:?subject=Please%20visit%20this%20link%20https:\/\/maximumlending.com\/30-year-fixed-rate-mortgages\/&#038;body=Hello!%20I%20wanted%20to%20share%20this%20page%20from%20Maximum%20Lending%20with%20you.%20Here%20is%20the%20website%20link:%20https:\/\/maximumlending.com\/30-year-fixed-rate-mortgages\/.%20'>\r\n\t\t\t\t\t\t\t<div class='apss-icon-block clearfix'>\r\n\t\t\t\t\t\t\t\t<i class='fas fa-envelope'><\/i>\r\n\t\t\t\t\t\t\t\t<span class='apss-social-text'>Send email<\/span>\r\n\t\t\t\t\t\t\t\t<span class='apss-share'>Mail<\/span>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d9716b0\" data-id=\"d9716b0\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82c109c elementor-widget elementor-widget-heading\" data-id=\"82c109c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">CONTACT US<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e06220e elementor-widget elementor-widget-html\" data-id=\"e06220e\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"bnt_form1\"><form name=\"bntWebForm\" id=\"bntWebForm\" method=\"post\" action=\"https:\/\/www.bntouchmortgage.net\/api\/webform\/\">\r\n<table width=\"99%\" border=\"0\" cellpadding=\"20\" cellpadding=\"2\">\r\n<tr><td><br><\/td><\/tr>\r\n<tr><td class=\"f_name\"><span>Borrower First Name<\/span><span style=\"color: red\">*<\/span><\/td>\r\n<td class=\"f_input\"><input class=\"form-control\" type=\"text\" name=\"name_1\" value=\"\" required=\"\" \/><\/td><\/tr>\r\n<tr><td><br><\/td><\/tr>\r\n<tr><td class=\"f_name\"><span>Borrower Last Name<\/span><span style=\"color: red\">*<\/span><\/td>\r\n<td class=\"f_input\"><input class=\"form-control\" type=\"text\" name=\"name_2_only\" value=\"\" required=\"\" \/><\/td><\/tr>\r\n<tr><td><br><\/td><\/tr>\r\n<tr><td class=\"f_name\"><span>Email<\/span><span style=\"color: red\">*<\/span><\/td>\r\n<td class=\"f_input\"><input class=\"form-control\" type=\"text\" name=\"email\" value=\"\" required=\"\" \/><\/td><\/tr>\r\n<tr><td><br><\/td><\/tr>\r\n<tr><td class=\"f_name\"><span>Cell Phone<\/span><span style=\"color: red\">*<\/span><\/td>\r\n<td class=\"f_input\"><input class=\"form-control\" type=\"text\" name=\"phone_cell\" value=\"\" required=\"\" \/><\/td><\/tr>\r\n<tr><td><\/td><td><br><font color=\"red\">Fields marked <b>*<\/b> are required<\/font><\/td><\/tr>\r\n<tr><td><\/td><td><br><input type=\"submit\" value=\"Submit\"><\/td><\/tr><\/table>\r\n<input type=\"hidden\" name=\"ssn\" value=\"\" \/>\r\n<input type=\"hidden\" name=\"added_source\" value=\"OnlineApplication\" \/>\r\n<input name=\"RETURNTIMEOUT\" type=\"hidden\" value=\"10\">\r\n<input name=\"USERID\" type=\"hidden\" value=\"31355\">\r\n<input name=\"GROUPID\" type=\"hidden\" value=\"1\">\r\n<input name=\"SEQUENCEID\" type=\"hidden\" value=\"1\">\r\n<input name=\"WEBFORMID\" type=\"hidden\" value=\"4545\">\r\n<input name=\"PROCESSTYPE\" type=\"hidden\" value=\"mortgage\">\r\n<input type=\"hidden\" name=\"recaptcha_response\" id=\"recaptchaResponse\">\r\n<\/form>\r\n<script src=\"https:\/\/www.google.com\/recaptcha\/api.js?render=6LdoHeAUAAAAAI7WZmDlMail5hMmoY88G0wwlTsU\"><\/script>\r\n<script>\r\n   grecaptcha.ready(function() {\r\n       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0, 0.075);\r\n\tbox-shadow: inset 0px 1px 1px rgba(0,0,0,0.075);\r\n\t-webkit-transition: border-color ease-in-out .15s, box-shadow ease-in-out .15s;\r\n\t-o-transition: border-color ease-in-out .15s, box-shadow ease-in-out .15s;\r\n\ttransition: border-color ease-in-out .15s, box-shadow ease-in-out .15s;\r\n}\r\n\r\n#bnt_form1 td, \t#bnt_form1 th {\r\n\tpadding: 0;\r\n}\r\n\r\n#bnt_form1 input[type='submit'] {\r\n\t-webkit-appearance: button;\r\n\tcursor: pointer;\r\n\tfont-size: 16px;\r\n    color: #fff;\r\n    background-color: #5498bd;\r\n\tborder-color: #457b98;\r\n    display: block;\r\n    margin-bottom: 0;\r\n    font-weight: normal;\r\n    text-align: center;\r\n    vertical-align: middle;\r\n    touch-action: manipulation;\r\n    cursor: pointer;\r\n    background-image: none;\r\n    border: 1px solid transparent;\r\n    white-space: nowrap;\r\n    padding: 6px 12px;\r\n    line-height: 1.42857143;\r\n    border-radius: 4px;\r\n    -webkit-user-select: none;\r\n    -moz-user-select: none;\r\n    -ms-user-select: none;\r\n    user-select: none;\r\n}\r\n\r\n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>30 Year Fixed Rate Mortgages Apply Now The 30-year fixed-rate mortgage is easily the most popular loan option available today. This loan option offers home buyers the opportunity to lock in a low interest rate, and as a result, a low monthly payment that won\u2019t change over the life of their loan. 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